17 March 2024
A credit report is a record of your credit history, showcasing a record of your payments and outstanding debts from various credit institutions, including retail banks like DBS, UOB, and OCBC, as...
15 February 2024
When you are placed under the Debt Repayment Scheme (DRS), no unsecured creditor may proceed to take further legal action against you without the Court's permission. Your debts also stop accruing...
15 February 2024
According to data from Credit Counselling Singapore (CCS), more than 13,000 people in Singapore are paying off their debts through a Debt Consolidation Plan with banks. The average personal debt...
18 June 2023
A spot of online shopping here; a YOLO trip there, and bills can accumulate quickly. If you have received one or more payment reminder letters, you could be served with a Writ of Summons, which is a...
1 March 2023
Money, money, money. It makes the world go round, has the power to change destinies, and can even destroy. Who else best to learn about managing this multifaceted thing from, other than the...
1 March 2023
Being in debt does not just take a toll on your mental and physical health, but can also strain the relationships you have in life. Therefore, getting out of debt as soon as possible should be of...
1 March 2023
Going into debt and facing bankruptcy is a difficult and overwhelming process. The stress from the proceedings themselves puts an unenviable strain on a person, making it that much harder to meet...
1 March 2023
"How to avoid bankruptcy?" is usually the million-dollar question on most debtors' minds. While nobody wants to become bankrupt due to reasons such as difficulty landing a job and other societal...
1 March 2023
Being in debt has dire consequences such as taking a toll on your mental health, affecting relationships, being unable to cater money for medical bills, keeping you from reaching your financial goals...
1 March 2023
It is easy to pretend everything is fine when you are in debt until it catches up with you one day and you find yourself having trouble repaying your monthly loans and making ends meet. Putting it...
1 March 2023
When it comes to our finances, we desire a stable income with no outstanding loans. After all, having overwhelming debts can affect one's mental health and constitute bankruptcy. If you are...
1 March 2023
Taking the first step simply by wanting to resolve the situation is commendable in itself and one of the easier ways to get the ball rolling is to speak with a debt consultant.
1 March 2023
Being in debt has always been associated with negative connotations, though it is also important to note that not all debts are bad or due to a serious lack of judgment. Some people take on loans to...
1 March 2023
DMP, DCP and DRS are acronyms that sound like a bunch of jargon for the layperson. However, it is good for you to know and understand what they are if you are currently in debt, or just want to find...
1 March 2023
Scam victims in Singapore lost a whopping $633.3 million in 2021by falling prey to fake calls from friends, e-commerce and internet love-related cons, which are three of the top 10 scams locally.
1 March 2023
Panic, uncertainty, and negativity. These have been the new normal since the nasty 2019 novel coronavirus struck the world and our shores - with each passing day, news of establishments that were...
1 March 2023
Nobody wishes to be in debt but sometimes, circumstances and unforeseen situations can cause one to spiral intobankruptcy.
1 March 2023
In this article, we will share 5 ways to settle debts in Singapore. These 5 ways or solutions would be debts from credit cards, licensed money-lenders, hire purchases and others. Being in debts can...
1 March 2023
Being in debt can take a toll on your mental health and strain relationships with your loved ones. While there are sometips for getting out of debt quickly, the reality is that it takes a lot of...
1 March 2023
The DRS, also known as the Debt Repayment Scheme, is often considered one of the more viable ways to become debt-free.
1 March 2023
When in debt with other options such as loaning a sum of money from friends and family exhausted, a thought that will cross most debtors' minds is to borrow from moneylenders.
1 March 2023
In this article, we will share 5 ways to settle debts in Singapore. These 5 ways or solutions would be debts from credit cards, licensed money-lenders, hire purchases and others. Society normally...
1 March 2023
Supplementary cardholders who find themselves in credit card debt are in a difficult position. While the debt was incurred by them, it is the main cardholder who is principally responsible for paying...
26 February 2023
Being in debt does not just affect yourself but can also cause emotional turmoil to the people around you. Hence, the only solution to lessen the damage and regain financial freedom is to work...